中国人民银行发布《外籍来华人员支付指南》Guide to Payment Services in China
2024年3月14日，中国人民银行在其官方微信公众号发布了《外籍来华人员支付指南》，旨在为来华外籍人员提供清晰明确的支付服务指南。
指南下载地址：http://www.pbc.gov.cn/en/3688110/3688172/5188125/5274061/index.html
《外籍来华人员支付指南》是中国人民银行为响应国际社会日益增长的对来华外籍人员支付需求，积极推进金融服务国际化的重要举措之一。该指南全面介绍了外籍人员在中国境内进行支付所需了解的相关规定、流程和注意事项。
指南涵盖了外籍人员在中国境内的各类支付场景，包括但不限于银行卡支付、移动支付、跨境汇款等。其主要目的在于帮助外籍人员更好地了解中国的支付环境，提高支付便利性和安全性，促进外籍人员在中国的生活和工作。
根据《外籍来华人员支付指南》，外籍人员可以了解到如何申请中国银行卡、如何使用移动支付工具、如何进行跨境汇款等一系列操作步骤和注意事项。该指南还详细介绍了中国境内支付的相关法律法规和支付安全知识，帮助外籍人员有效防范支付风险。
中国人民银行表示，《外籍来华人员支付指南》的发布旨在为外籍人员提供更便捷、安全的支付服务，促进外籍人员与中国的交流合作。该指南也是中国金融服务国际化的一部分，有助于进一步提升中国金融市场的国际竞争力和吸引力。
我中心对《外籍来华人员支付指南》的发布表示欢迎，这将为我中心海外广大学员、来华游学团组、合作伙伴提供重要的实用指南，为大家在中国的生活和工作提供便利支持。
March 21, 2024 Ina significant move aimed at bolstering the efficiency and transparency offinancial transactions, the People's Bank of China (PBOC) has issued the"Guide to Payment Services in China." This comprehensive documentoutlines a detailed framework governing various payment services within thecountry.
The guideencompasses a wide array of payment methods, including but not limited toelectronic transfers, mobile payments, and digital wallets. Its primaryobjective is to provide clarity and standardization to the rapidly evolvingpayment landscape, ensuring the smooth operation of financial transactionswhile safeguarding consumer interests.
According toofficials at the PBOC, the guide delineates regulatory requirements, technicalstandards, and risk management protocols applicable to payment serviceproviders operating in China. It also emphasizes the importance of compliancewith anti-money laundering (AML) and counter-terrorism financing (CTF) measuresto maintain the integrity of the financial system.
This initiativealigns with China's broader strategy to foster innovation in financialtechnology (fintech) while maintaining regulatory oversight to mitigatepotential risks. By establishing clear guidelines, the central bank aims topromote healthy competition, foster consumer trust, and facilitate the seamlessintegration of emerging payment technologies into the mainstream economy.
The release of theguide comes at a time of rapid digitalization in China's financial sector, withmobile payment platforms and online banking services becoming increasinglyprevalent. As such, the PBOC's proactive approach underscores its commitment toensuring the stability and security of the nation's payment infrastructureamidst technological advancements and evolving consumer preferences.
Download：
http://www.pbc.gov.cn/en/3688110/3688172/5188125/5274061/index.html